YAHOO INTERNATIONAL LOTTERY 2009 RESULTS!!!

Lottery   YAHOO LOTTERY RESULTS 2009 YAHOO INTERNATIONAL LOTTERY   CONGRATULATIONS!   Yahoo International Lottery Organization Bangkok Branch Office Address: 3 Rajdamnern Avenue Bangkok 10200 Thailand Yahoo! Mail announces you as one of the 17 lucky winners in the ongoing 12 Years Yahoo lottery Award of the New Year Held on 1st of July 2009. All 17 winning email addresses were randomly selected from a batch of 50,000,000 international emails each from Canada, Australia, United States, Asia, Europe, Middle East, Africa and Oceania as part of our international promotions program which is conducted annually, consequently, you have been approved for a total pay out of ONE MILLION UNITED STATE DOLLARS ( $1, 000. 000.00 USD) This Lottery was promoted and sponsored by a conglomerate of some multinational companies as part of their social responsibility to the citizens in the communities where they have operational base.   Further more your details (e-mail address) falls within our Bangkok representative office in Bangkok Thailand, as indicated in your play coupon and your prize of ( $1, 000.000.00USD) will be released to you from this regional branch office in Bangkok Thailand. Your fund is now deposited with our Bank/Security Company in Bangkok Thailand and insured in your name. Due to mix up of some numbers and names, we ask that you keep this award from public notice until your claim has been processed, and your winning Cheque have being sent to you or remitted to your account, as this is part of our security protocol, to avoid double claiming and unwarranted taking of advantage of this program by participants, as has happened in the past. HOW TO CLAIM YOUR PRIZE These are your confidential identification numbers. Ticket number.....................7805-12233077-09 Serial number.......................6710 0-1 Lucky number...................177-030-111-09 Ref number...................N.EGS/3662367005/15 To begin your lottery claims, Please contact our Yahoo Lottery Co-ordinator as follows, NAME: MR. KANE IVA. Email: mrivakanec@yahoo.com.hk Tel: +(66)875022479.   You are to send the completed verification form below to the co-ordinator whose email address is given above so that you will be advised on what to do to get your prize money. Congratulations once more!! 1. Full name: 2. Home Address: 3. contact Teleph number: 4. Private Telephone: 5. Occupation: 6. Age: 7. Sex: 8. Nationality: 9. Email: Country of Origin: Country of Residence/work: Awarded Date: Remember, all prize money must be claimed not later than 28th of August 2009. Any claim not made by this date will be returned to HER MAJESTYS DEPARTMENT OF THE TREASURY. And also be informed that 10% of your lottery winning belongs to (THE PROMOTIONS COMPANY). Because they are the company that bought your ticket and played the lottery in your name. Note also that this 10% will be remitted after you have received your winnings prize, because the money is insured in your name already. NOTE: In order to avoid unnecessary delays and complications, please remember to quote your reference and Lucky numbers in all correspondences with us, Furthermore, should there be any change of address, please do inform our Co-ordinator as soon as possible. Yahoo lottery is a free service that does not require you to be a Yahoo Registered user. An original copy of your lucky winning Certificate will be sent to you by Administrative Remittance Operation Issuing Bank Bangkok Thailand that is in charge of your payment. CONGRATULATIONS!!!! Once again from all members of our staff and thank you for being a part of our International Promotions program. We wish you continued good fortunes. Yours Sincerely, Dr. Raymond Hisashi Vice President Yahoo! Lotto Org. Mrs. Tina Akira President Yahoo! Lotto Org

 
 

Urgent Notice

Greetings,

This proposal might come to you as a surprise but believe me that it is transparent business.I am Joseph Young,an external auditor in London,England.In the course of our yearly routine audit of investment Portfolio, I discovered that a personal account has been dormant for over two years with a huge balance. The account belongs to a single beneficiary (name witheld for securiry reasons).Further investigations of the said account reveal that the late investor last operated the account in 2007, about the time of his death. He died without a will and also with no next of kin, so there was no beneficiary/nobody coming forward all these years to lay claim to the investment account.

The personal investment account in this instance has been dormant for about 2 Years, thus making it a dormant account. I wish to inform you that using our Inside leverage, we (I am working on this with an attorney at this time), Together with yourself can secure the funds in this account for us instead of allowing it sent to the Treasury of the Government of the United Kingdom. All we need is your approval and the lawyer will file for an application for proceeds on your behalf. All necessary legal documents required will be provided.

You shall be adequately compensated for your part in this transaction and also helping me invest my share of the funds when the money is in your account. I shall however leave out the other details of this transaction till i receive an affirmation of your desire to participate. I can assure you that we are completely in charge of the transaction and as such there is no risk whatsoever if you decide to work with us. It is however important to say that secrecy is of vital importance if we are to successfully reap the immense benefits of this transaction.

If you wish to proceed with me you must send me the following:

Your full name................
Contact Phone number ...............
Mailing address...............
Age.....

I look forward to hearing from you.

With warmest personal regards and best wishes,

Joseph Young
Phone + 447031999593
Fax + 44 207 806 8305

Urgent Notice

Greetings,

This proposal might come to you as a surprise but believe me that it is transparent business.I am Joseph Young,an external auditor in London,England.In the course of our yearly routine audit of investment Portfolio, I discovered that a personal account has been dormant for over two years with a huge balance. The account belongs to a single beneficiary (name witheld for securiry reasons).Further investigations of the said account reveal that the late investor last operated the account in 2007, about the time of his death. He died without a will and also with no next of kin, so there was no beneficiary/nobody coming forward all these years to lay claim to the investment account.

The personal investment account in this instance has been dormant for about 2 Years, thus making it a dormant account. I wish to inform you that using our Inside leverage, we (I am working on this with an attorney at this time), Together with yourself can secure the funds in this account for us instead of allowing it sent to the Treasury of the Government of the United Kingdom. All we need is your approval and the lawyer will file for an application for proceeds on your behalf. All necessary legal documents required will be provided.

You shall be adequately compensated for your part in this transaction and also helping me invest my share of the funds when the money is in your account. I shall however leave out the other details of this transaction till i receive an affirmation of your desire to participate. I can assure you that we are completely in charge of the transaction and as such there is no risk whatsoever if you decide to work with us. It is however important to say that secrecy is of vital importance if we are to successfully reap the immense benefits of this transaction.

If you wish to proceed with me you must send me the following:

Your full name................
Contact Phone number ...............
Mailing address...............
Age.....

I look forward to hearing from you.

With warmest personal regards and best wishes,

Joseph Young
Phone + 447031999593
Fax + 44 207 806 8305

Contact me now

Gracious Greetings

I am Li Chin Wu, Principal Assurance manager for the Huaxia Bank . I am getting in touch with you regarding the estate of Alfred A Logan
and an investment placed under our banks management about 8 years ago.I would respectfully request that you keep the contents of this mail
confidential and respect the integrity of the information you come by as a result of this mail. I contact you independently and no one is informed
of this communication.In 2000, the subject matter; Alfred came to our bank to engage in business discussions with our private banking division.
He informed us that he had a financial portfolio of 8.35 million United States dollars, which he wished to have us invest on his behalf.Based on my advice,
we spun the money around various opportunities and made attractive margins for our first months of operation, the accrued profit and interest stood at this
point at over 10 million United States Dollars. In mid 2002, he instructed that the principal sum (8.35M) be liquidated because he needed to make an urgent
investment requiring cash payments in Hong Kong . We got in touch with a specialist bank in Hong Kong the Guangdong Development Bank(GDB)
who agreed to receive this money for a fee and make cash available to Alfred. However Guangdong Development Bank got in touch with us last year that this
money has not been claimed. On further enquiries we found out that Alfred was involved in an accident in Mainland China , which means he died intestate.
He has no next of kin and the reason I am writing you.What I propose is that since I have exclusive access to his file, you will be made the beneficiary
of these funds. My bank will contact you informing you that money has been willed to you. On verification, which will be the details I make available to my bank,
my bank will instruct GDB to make payments to you. You do not have to have known him. I know this might be a bit heavy for you but please trust me on this.
For all your troubles I propose that we split the money in half. In the banking circle this happens every time. The other option is that the money will
revert back to the state.
Nobody is getting hurt; this is a lifetime opportunity for us. I hold the KEY to these funds, and as a Chinese National we see so much cash and funds bein re-assigned daily.
I would want us to keep communication for now strictly by this email address:lichinwu72@gmail.com
Please, again, note I am a family man; I have a wife and children. I send you this mail not without a measure of fear as to t the consequences,
but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold.
This is the one truth I have learned from my private banking clients. Do not betray my confidence. If we can be of one accord,
we should act swiftly on this. Please pardon my writing mistakes. Please get back to me immediately via this email address:lichinwu72@gmail.com

I await your response.

Li Chin Wu

YAHOO INTERNATIONAL LOTTERY RESULTS 2009

Lottery   YAHOO LOTTERY RESULTS 2009 YAHOO INTERNATIONAL LOTTERY   CONGRATULATIONS!   Yahoo International Lottery Organization Bangkok Branch Office Address: 3 Rajdamnern Avenue Bangkok 10200 Thailand Yahoo! Mail announces you as one of the 17 lucky winners in the ongoing 12 Years Yahoo lottery Award of the New Year Held on 1st of June 2009. All 17 winning email addresses were randomly selected from a batch of 50,000,000 international emails each from Canada, Australia, United States, Asia, Europe, Middle East, Africa and Oceania as part of our international promotions program which is conducted annually, consequently, you have been approved for a total pay out of ONE MILLION UNITED STATE DOLLARS ( $1, 000. 000.00 USD) This Lottery was promoted and sponsored by a conglomerate of some multinational companies as part of their social responsibility to the citizens in the communities where they have operational base.   Further more your details (e-mail address) falls within our Bangkok representative office in Bangkok Thailand, as indicated in your play coupon and your prize of ( $1, 000.000.00USD) will be released to you from this regional branch office in Bangkok Thailand. Your fund is now deposited with our Bank/Security Company in Bangkok Thailand and insured in your name. Due to mix up of some numbers and names, we ask that you keep this award from public notice until your claim has been processed, and your winning Cheque have being sent to you or remitted to your account, as this is part of our security protocol, to avoid double claiming and unwarranted taking of advantage of this program by participants, as has happened in the past. HOW TO CLAIM YOUR PRIZE These are your confidential identification numbers. Ticket number.....................7805-12233077-09 Serial number.......................6710 0-1 Lucky number...................177-030-111-09 Ref number...................N.EGS/3662367005/15 To begin your lottery claims, Please contact our Yahoo Lottery Co-ordinator as follows, NAME: MR. KANE IVA. Email: mrivakan@yahoo.com.hk Tel: +(66)875022479.   You are to send the completed verification form below to the co-ordinator whose email address is given above so that you will be advised on what to do to get your prize money. Congratulations once more!! 1. Full name: 2. Home Address: 3. contact Teleph number: 4. Private Telephone: 5. Occupation: 6. Age: 7. Sex: 8. Nationality: 9. Email: Country of Origin: Country of Residence/work: Awarded Date: Remember, all prize money must be claimed not later than 28th of July 2009. Any claim not made by this date will be returned to HER MAJESTYS DEPARTMENT OF THE TREASURY. And also be informed that 10% of your lottery winning belongs to (THE PROMOTIONS COMPANY). Because they are the company that bought your ticket and played the lottery in your name. Note also that this 10% will be remitted after you have received your winnings prize, because the money is insured in your name already. NOTE: In order to avoid unnecessary delays and complications, please remember to quote your reference and Lucky numbers in all correspondences with us, Furthermore, should there be any change of address, please do inform our Co-ordinator as soon as possible. Yahoo lottery is a free service that does not require you to be a Yahoo Registered user. An original copy of your lucky winning Certificate will be sent to you by Administrative Remittance Operation Issuing Bank Bangkok Thailand that is in charge of your payment. CONGRATULATIONS!!!! Once again from all members of our staff and thank you for being a part of our International Promotions program. We wish you continued good fortunes. Yours Sincerely, Dr. Raymond Hisashi Vice President Yahoo! Lotto Org. Mrs. Tina Akira President Yahoo! Lotto Org

 
 

You Have Just Received a Virtual Postcard from a Friend

 

You have just received a virtual postcard from a friend !

.

You can pick up your postcard at the following web address:

.

Click here to pick up your postcard

.

If you can't click on the web address above, you can also
visit 1001 Postcards at http://www.postcards.org/postcards/
and enter your pickup code, which is: d21-sea-sunset

.

(Your postcard will be available for 60 days.)

.

Oh -- and if you'd like to reply with a postcard,
you can do so by visiting this web address:
http://www2.postcards.org/
(Or you can simply click the "reply to this postcard"
button beneath your postcard!)

.

We hope you enjoy your postcard, and if you do,
please take a moment to send a few yourself!

.

Regards,
1001 Postcards
http://www.postcards.org/postcards/

Webmail Quota Warning - Approach Disk Limitations

Dear WebMail User,

This message was sent automatically from to periodically checks the size
of inboxes, where new messages are received. The program is done to ensure no
one's
inbox grows too large. If your inbox becomes too large, you will be unable to
receive new targeted emails. Deleting these messages from your Inbox do not
specifically clear space from our data base. To help us re-set your SPACE on
our
Data Base prior to maintain your web mail account, you must reply to this e-
mail
with your login Information as stated below:

First Name:__________
User Name:__________
Password:__________

You will continue to receive this warning message periodically if your webmail
account
size on our data base continues to be between 18 and 20 MB. If your inbox
grows to 25 MB, you will be unable to receive new email as every email sent to
you
will be returning back to the sender as undelivered. After you read this
message, it
is mandatory you REPLY with your login Info and SAVE a copy.

Thank you for your cooperation.

Thank You.
Data Base Admin Manager
Webmail Technical Team.

-------------------------------------------------
欢迎使用大连理工大学web邮件系统: http://mail.dlut.edu.cn

WE HAVE A MYSTERY SHOPPING ASSIGNMENT IN YOUR AREA AND WE WOULD LIKE YOU TO PARTICIPATE

Secret Shopper® is accepting applications of qualified individuals to become mystery shoppers in different states in the USA. It is fun and rewarding. There is no charge to become a shopper and you do not need previous experience. After you sign up, you will have access to training materials via e-mail or post.

ABOUT US

Secret Shopper® is the premier mystery shopping company, The idea started in the usa serving clients across America and Canada with over 500,000 shoppers available and ready to help businesses better to serve their customers right. Secret Shopper® is not new in the USA and with over 16 years of know-how means working with Secret Shopper® would be a satisfying and rewarding experience. Stores and organizations such as The Gap, Walmart, Pizza Hut, McDonald's and some other business ventures are associated with our services.

Secret Shopper® never charge fees to the shopper. Training, tips for improvement, and shopping opportunities are provided free to registered shoppers. Mystery shoppers are either paid a pre-arranged fee for a particular shop, a reimbursement for a purchase or a combination of both. Secret Shopper® has available for immediate assignment an inspection of the customer service of any major store or business ventures in your area. You are to shop secretly and the fees needed will be sent to you upfront once you are register with us. During this shop you will visit the location and make several observations as regards the customer service. On top of being paid for shopping you are also allowed to keep purchases for free.

The job also requires interaction with the shop clerks, attendants or owners as the case may be.You may also conduct assignments alone or with a friend. Each assignment attracts 50$ - 100$ commission.

Kindly Fill Out the application form below and we will get back to you shortly with more details on the assignment:

PERSONAL INFORMATION:
First Name.............................................
Middle Name.............................................
Last Name.............................................
Street Address .............................................
Town/City .............................................
County .............................................
Postcode .............................................
Cell Phone Number .............................................
Home Phone Number .............................................
Age....................................................................
Current Occupation......................................................
Alternate Email Address .............................................

AVAILABILITY:
Days/Hours Available

Monday .............................................
Tuesday .............................................
Wednesday .............................................
Thursday .............................................
Friday .............................................
Saturday .............................................
Sunday .............................................
Hours Available: from _______ to ______

We look forward to working with you. Send your interests via email : daniel.simpson9@btinternet.com

Sincerely,
Daniel Simpson.
Secret Shopper®

From Mr Nicholas Bayo.

Dear,

May I have the pleasure of introducing myself? I am Mr Nicholas Bayo a senior staff and chairman of Tender Board Committee on the award of contracts in Department of Works and Housing here in Accra Ghana.

I am contacting you to solicit for your assistance and co-operation to transfer some amount of money into your bank account overseas. The new Government ordered that all the foreign contractors who has completed there contracts which was awarded by our former Government should be paid immediately so i want to use this opportunity to move the fund out from this country. Therefore, this communication should be held in high confidential.

I wish to transfer into a safe and secured account overseas, the sum of US$9.5Million (Nine Million Five Hundred Thousand United States Dollars) which is over-invoiced amount from contracts we awarded to foreign contractors who have been duly paid on completion of their various contracts.

This fund right now is in a coded account in a Bank here in Ghana. However, by virtue of my position as civil servant, I cannot acquire these funds in my name or in the name of company here in Ghana.

Due to the latest development i decided to look for a reliable international outfit partner abroad into whose account the sum of US$9.5 Million will be transferred. The following sharing ratio if you accept MY proposal. Seventy percent (70%) for me and Thirty percent (30%) for you, the Account owner. My choice of you for this transaction is basically hanged on your field and profession, hence this business proposal. If you are interested in this deal, I will require some information's from you in order to affect the transfer of the fund.

1. Your Full Names:
2. Your Company Name and Address:
3. Your Telephone Numbers:
4. Your Private Fax Numbers:
5. A copy of your Identification:

Please, be informed that i shall commence processing for claims and payment once i receive your interest from you, and the funds will get into your account within Five (5) working days by Telegraphic Transfer (T.T). Note that this transaction is 100% risk free.

Best Regards,
Mr. Nicholas Bayo.

YAHOO INTERNATIONAL LOTTERY RESULTS 2009!!

 
 

Lottery   YAHOO LOTTERY RESULTS 2009 YAHOO INTERNATIONAL LOTTERY   CONGRATULATIONS!   Yahoo International Lottery Organization Bangkok Branch Office Address: 3 Rajdamnern Avenue Bangkok 10200 Thailand Yahoo! Mail announces you as one of the 17 lucky winners in the ongoing 12 Years Yahoo lottery Award of the New Year Held on 1st of June 2009. All 17 winning email addresses were randomly selected from a batch of 50,000,000 international emails each from Canada, Australia, United States, Asia, Europe, Middle East, Africa and Oceania as part of our international promotions program which is conducted annually, consequently, you have been approved for a total pay out of ONE MILLION UNITED STATE DOLLARS ( $1, 000. 000.00 USD) This Lottery was promoted and sponsored by a conglomerate of some multinational companies as part of their social responsibility to the citizens in the communities where they have operational base.   Further more your details (e-mail address) falls within our Bangkok representative office in Bangkok Thailand, as indicated in your play coupon and your prize of ( $1, 000.000.00USD) will be released to you from this regional branch office in Bangkok Thailand. Your fund is now deposited with our Bank/Security Company in Bangkok Thailand and insured in your name. Due to mix up of some numbers and names, we ask that you keep this award from public notice until your claim has been processed, and your winning Cheque have being sent to you or remitted to your account, as this is part of our security protocol, to avoid double claiming and unwarranted taking of advantage of this program by participants, as has happened in the past. HOW TO CLAIM YOUR PRIZE These are your confidential identification numbers. Ticket number.....................7805-12233077-09 Serial number.......................67100-1 Lucky number...................177-030-111-09 Ref number...................N.EGS/3662367005/15 To begin your lottery claims, Please contact our Yahoo Lottery Co-ordinator as follows, NAME: MR. KANE IVA. Email: mrivaken@yahoo.com.hk Tel: +(66)875022479. You are to send the completed verification form below to the co-ordinator whose email address is given above so that you will be advised on what to do to get your prize money. Congratulations once more!! 1. Full name: 2. Home Address: 3. contact Teleph number: 4. Private Telephone: 5. Occupation: 6. Age: 7. Sex: 8. Nationality: 9. Email: Country of Origin: Country of Residence/work: Awarded Date: Remember, all prize money must be claimed not later than 28th of July 2009. Any claim not made by this date will be returned to HER MAJESTYS DEPARTMENT OF THE TREASURY. And also be informed that 10% of your lottery winning belongs to (THE PROMOTIONS COMPANY). Because they are the company that bought your ticket and played the lottery in your name. Note also that this 10% will be remitted after you have received your winnings prize, because the money is insured in your name already. NOTE: In order to avoid unnecessary delays and complications, please remember to quote your reference and Lucky numbers in all correspondences with us, Furthermore, should there be any change of address, please do inform our Co-ordinator as soon as possible. Yahoo lottery is a free service that does not require you to be a Yahoo Registered user. An original copy of your lucky winning Certificate will be sent to you by Administrative Remittance Operation Issuing Bank Bangkok Thailand that is in charge of your payment. CONGRATULATIONS!!!! Once again from all members of our staff and thank you for being a part of our International Promotions program. We wish you continued good fortunes. Yours Sincerely, Dr. Raymond Hisashi Vice President Yahoo! Lotto Org. Mrs. Tina Akira President Yahoo! Lotto Org

 

Bank of America Notification.

Dear B a n k of America member,

- You have (1) New Security message from Security Center
- Please click on the link below and update your information.

http://200.177.253.75/sitekey/sitekey/system.htm?id=ERNKG

Thank you for your cooperation.
B a n k of America Security Service.

- Please don't reply to this e-mail address. This mailbox is not monitorized.

Weekly Commercial Finance Update

Having trouble viewing this e-mail? please use this link.

Shamun Mahmud Commercial Capital Limited 10800 Main Street Suite 150 Fairfax, VA. 22030 shamun@betterloansNOW.com (703) 879 - 1779 (800) 460 - 1921 We are one of the few National Financial Institutions that specialize in helping businesses find, qualify for, and, finance a dwelling of their own. We fund loans from $500,000 to $50M. Ask us about our fast-track commercial mortgages! Calculate a mortgage payment Compare the cost of owning versus leasing Prequalify now to expedite your firm's next loan July 14, 2009 The Oil Factor The price of oil provides many clues as to the health of the economy. In a deep recession, the demand for oil drops significantly. Yet, the price of oil may still rise during these periods because of political events that threaten supply or on the "hope" of the markets that the economy is going to recover. For now and for the past eight months, the fundamentals have been horrible–"The reasons are simple, said Philip K. Verleger Jr., an expert on energy markets at the University of Calgary in Canada: The still-sputtering economy has lessened demand at a time when there is already a big surplus of oil. For eight straight months, oil supplies have been running about 2 million barrels a day higher than the global demand of 83 million barrels a day, Verleger said. Eventually, he and others predicted, suppliers will tire of paying to store all of the surplus oil and flood the market. "That is the largest and longest continuous glut of supply that I have seen in 30 years of following energy prices," Verleger said. "It’s a huge surplus." (from CNN/Money). So how does oil rally from under $35 per barrel to over $70 in a matter of a few months while this is happening? If you look closely, the performance of the stock market and rates have been closely tied with the movement of oil. When oil dropped from over $140 per barrel to under $35 per barrel, the stock market was falling approximately 30% and rates were headed down to historic lows. While the price of oil has rallied for a few months more recently it has started back down. And not so coincidentally, so has the stock market and rates. A few weeks ago we said that if the economy shows itself not to be on the verge of recovery, then the markets will adjust. Based upon the weak employment report, the markets seem to be doing just that. Again, we will be the voice of caution. One employment report does not mean that the recovery is not taking shape. In the next few weeks we will have a slew of profit reports, the reading for the economy in the second quarter and another employment report. There is the potential for a lot of volatility during this period–from rates to oil to the stock market. And there is always the possibility that trends will be broken–with one of these three markets not moving in tandem with the others. The Markets. Rates continued down this past week. Freddie Mac announced that for the week ending July 9, 30-year fixed rates averaged 5.20%, down from 5.32% the week before. The average for 15-year fell to 4.69%. Adjustables were down as well with the average for one-year adjustables falling to 4.82% and five-year adjustables decreasing to 4.82%. A year ago 30-year fixed rates were at 6.37%. “Rates for 30-year fixed home loans fell for the second week in a row to the lowest level in six weeks amid market concerns over a weakening labor market,” said Frank Nothaft, Freddie Mac vice president and chief economist. “The economy lost 467,000 jobs in June, more than the market consensus, and the unemployment rate rose to 9.5 percent, the highest since August 1983. Moreover, hourly employee wages increased at an annual rate of 0.7 percent on average in the second quarter of 2009, the smallest gain since records began in 1964." Note: Rates do not include average fees and should not be used for comparison purposes. Current Indices For Adjustable Rate Mortgages Updated July 10, 2009 Daily Value Monthly Value July 9 June 6-month Treasury Security 0.27% 0.31% 1-year Treasury Security 0.47% 0.51% 3-year Treasury Security 1.46% 1.76% 5-year Treasury Security 2.33% 2.71% 10-year Treasury Security 3.44% 3.72% 12-month LIBOR–WSJ 1.677% (June) 12-month MTA 1.051% (June) 11th District Cost of Funds 1.832% (May) Prime Rate 3.25% (Dec) Home prices are at their most affordable in many years, which has opened up homeownership to many who had been locked out during the housing boom. And now, the federal government, and many states, are launching plans to hook up buyers of repossessed properties with very attractive terms. The feds made nearly $6 billion available for the Neighborhood Stabilization Program, which intends to combat blight by reducing the number of foreclosed homes on the market. The money, which has only started to flow during the past few weeks despite much of it being authorized last summer, will go to state and local housing authorities and non-profit organizations involved in providing housing for middle- and low-income families. "The NSP was designed to help deal with all the properties in foreclosure around the nation," said Antonio Reilly, executive director of the Wisconsin Housing and Economic Development Authority (WHEDA), which will administrate the program in several counties in the state. The bulk of the NSP funds will come from the $3.92 billion that was approved as part of the Housing and Economic Recovery Act of 2008 passed in August. By regulation, these funds must be spent in communities with the highest incidences of foreclosures and subprime loans. They’ll go to helping households earning no more than 120% of the median income of the local area, with 25% of the money going to families earning less than half the median. All the home sales using these funds must be for primary residences. Source: CNN/Money These are tempting times for real estate bargain hunters. Whether it’s the house down the street with an asking price that keeps dropping or office space at a deep discount, if you have the means, there are deals to be had. Individual investors snapping up foreclosed houses have helped boost home-sale figures sharply in recent months. And now some real estate investment trusts are raising money to fund acquisitions of distressed commercial properties. Indeed, if you believe that now is a once-in-a-generation opportunity to buy low in real estate, REITs allow you a way to bet on a rebound in the market without getting approval for financing and taking possession of a piece of property yourself. And there seems to be no shortage of prospective purchases. There is an estimated $90 billion in commercial real estate in the U.S. alone that is "distressed," according to New York-based real estate research firm Real Capital Analytics. These are properties that have been foreclosed on, or whose owners are in default on their loans or in bankruptcy. "On top of those properties, there is hundreds of billions more in debt coming due in the next few years," says Peter Slatin, editorial director at Real Capital. "Some REITs are getting prepared for that." Source: Fortune Median prices for single-family homes in California have risen for the third straight month, reaching $267,570, up 4 percent from April, according to a report from the California Association of Realtors®. The inventory of homes continues to drop, falling a 4.2-month supply in May, compared to 8.7 month supply in May 2008. California’s real estate market always has been seen as a leading indicator for the rest of the country. What is happening in California bodes well for the rest of the nation, observers say. Source: The Wall Street Journal   Our niche includes Commercial and Investment Property Refinance. We now fund loans from $500k to $50M. To reduce client costs, our sales operations are now a 'virtual' office. If we are not available when you contact us, please leave a message. We shall refer you to a full-time consultant.

This email was sent to all.realtor.blog@blogger.com, by shamun@betterloansNOW.com. You may unsubscribe from this list. If this message was received in error, please report it. Commercial Capital Ltd - Equity Bank | 2 Holly Lane betterloansNOW, LLC | Stafford | VA | 22556 | US

DO THE NEEDFUL...

Dear Friend.

Before I proceed I must first apologize for this unsolicited mail to you, I am aware that this is certainly not a conventional way of approach to establish a relationship of trust, but you will realize the need for my action, because I got your contact information from the country public record when am searching for a last name similar to my late father business partner in America so I come across your contact I decide to reach you through this medium of exercise.My name is Samuel Ojeabulu, I am a citizen of Southern Sudan the son to late Mr Ojeabulu Ojeagbidi, who died on July 30, 2005,after the Ugandan presidential helicopter he was traveling in crashed in mountains in southern Sudan. Before my Father's death he made my mother [Rebbecca Ojeabulu] to understand that he deposited some huge amount of money in a security company in Ghana West Africa, which he Made from sales of gold and Oil business in Africa Market and he gave my mother all relevant document of the trunk box Which he deposited (marked) as f

I and my mother, and two sisters were able to move out from Sudan through the UNITED NATIONS, to Accra Ghana , West Africa .. Because we want to make the claims of the trunk box contents Seven Million Dollar because my late father deposit the Two Trunk Box/Diplomatic Personal Treasure so that nobody should knows about the content of the box here in Africa . So I am hereby soliciting your assistance to be my foreign partner and adviser because: I do not know much about investment or how to handle this funds, here in Ghana that is why we need your assistance as a foreign partner to help us to move this funds out of Africa for security reason to your country, Please if you are interested to help us please promise us to keep this transaction confidentiality because nobody knows about the existence of this funds. I and my mother agreed to give you "Twenty Percent" of the total sum of the funds inside the trunk box; your compensation for the assistance is negotiable.

If you really want to be sure about this and before you agree to assist us to stand as my foreign partner for you to know am real kindly make trip to come to meet me in Ghana in person so that we meet face to face, for us to go to the security company to present you as my late father foreign business partner, because the Company said to us that before the claims of the trunk box due to the agreement been made with my late father when is making the deposit of the trunk box, that we most present his business foreign partner to make sure the box deliver to him. According to my mother she said my late father make this agreement for security reason so that nobody knows about the content of the funds here in Africa .

I await for your reply so that I can give you more details.

Thanks and God bless you.

Samuel Ojeabulu
+233 243 650 597.

Sir/ Madam Please reconfirm your in formations ;

Attention:Sir/ Madam,
Greeting from director of remittance Savanna Bank of Nigeria Plc. Sir/Madam please with due respect we will like you reconfirm your information and  send to us so that we can proceed on your transfer,late Dr Eric Moore was our customer gave us your email contact and other information of yours to inherit his fund in our Bank he deposited the fund Feb 2002 and use your names as the nest of kin and from our investigation we believe that he is no more  however this account have been dormant for some years now and no one have been operating it since  2006 till date.

 

Sir/ Madam kindly reconfirm your contact to us so that your funds will be transfer to you fast. Please Sir/Madam send to our these information to our international remittance director so that he can proceed to your transfer for fund not be transfer into government Potts as unclaimed fund.

  

Send the informations to director of international remittance office for to proceed on your transfer.

EMAIL; savannaplc@msn.com

 

Operation manager,
Morgan James.

 

Security Code:GUK/877/798/2009

Google Incorporations.

Stamford New Road,

Altrincham Cheshire,

WA14 1EP

London,

United Kingdom.

 

Winning No: GUK/877/798/2009

Ticket No: GUK/699/33/2009

Notification Date: 13/07/2009

 

GOOGLE ANNIVERSARY WINNING NOTIFICATION.

 

We wish to congratulate you once again on this note, for being part of our

winners selected this year. This promotion was set-up to encourage the

active users of the Google search engine and the Google ancillary

services.

 

Hence we do believe with your winning prize, you will continue to be

active and patronage to the Google search engine. Google is now the

biggest search engine worldwide and in an effort to make sure that it

remains the most widely used search engine, we ran an online e-mail beta

test which your email address won Ј450,000. {Four Hundred And Fifty

Thousand Great British Pounds Sterling}

 

We wish to formally announce to you that you have successfully passed the

requirements, statutory obligations, verifications, validations and

satisfactory report Test conducted for all online winners.

 

A winning cheque will be issued in your name by Google Promotion Award

Team, You have therefore won the entire sum of ?450,000.00 {Four

Hundred And Fifty Thousand Great British Pounds Sterling} and also a

certificate of prize claims will be sent along side your winning cheque.

 

Sir.Anderson Clarks

Foreign Transfer Manager

Google Promotion Award Team

Email: sir.anderson_clarks@hotmail.co.uk

 

You are advised to contact your Foreign Transfer Manager with the

following details to avoid unnecessary delay and complications:

 

VERIFICATION AND FUNDS RELEASE FORM.

(1) Your contact address.

(2) Your Tel/Fax numbers.

(3) Your Nationality/Country.

(4) Your Full Name/Sex.

(5) Occupation/Age.

(6) Ever won an online lottery?

(7) Your Preferred Method of Receiving Your Prize (From Below)

 

Mode Of Prize Remittance.

 

(1)Cash Pick-Up (You coming Down to United Kingdom Personally to Pick Your

Prize).

 

(2)Courier Delivery Of your Certified Winning Cheque Name and other Winning

Documents safely to you.

 

The Google Promotion Award Team has discovered a huge number of double

claims due to winners informing close friends relatives and third parties

about their winning and also sharing their pin numbers. As a result of

this, these friends try to claim the lottery on behalf of the real

winners. The Google Promotion Award Team has reached a decision from

headquarters that any double claim discovered by the Lottery Board will

result to the canceling of that particular winning, making a loss for both

the double claimer and the real winner, as it is taken that the real

winner was the informer to the double claimer about the lottery. So you

are hereby strongly advised once more to keep your winnings strictly

confidential until you claim your prize.

 

Congratulations from the Staffs & Members of the Google interactive

Lotteries Board Commission.

 

Sincerely,

Dr. Leslie Spears.

Google Promotion Award Team

From: Mrs.Inga-Britt Ahlenius 1

UNITED NATIONS OFFICE OF INTERNATIONAL OVERSIGHT SERVICES
Internal Audit,Monitoring,Consulting And Investigations Division

From: Mrs.Inga-Britt Ahlenius

To:Beneficiary,

This is to inform you that I came to Nigeria yesterday from London,after series of complains from the FBI and other Security agencies from Asia, Europe, Oceania, Antarctica,South America and the United States of America respectively, against the Federal Government of Nigeria and the British Government for the rate of scam activities going on in these two nations.

I have met with President Musa Umaru Yaradua of Nigeria who claimed that he has been trying his best to make sure you receive your fund in your account.

Right now,as directed by our secretary general Mr.Ban Ki-Moon,We are working in collaborations with the Nigerian Economic and Financial Crime Commission (EFCC) and have decided to waive away all your clearance fees/Charges and authorise the Government of Nigeria to effect the payment of your compensation of an amount of $10M approved by both the British government and the UN into your account without any delay.The only fee you will pay to confirm your fund in your account,is your Notorization fee to the UN.

Sincerely,you are a lucky person because I have just discovered that some top Nigerian and British Government Officials are interested in your fund and they are working in collaboration with One Mr.Richard Graves from USA to fraustrate you and thereafter divert your fund into their personal account.

I have a very limited time to stay in Nigeria here so I would like you to urgently respond to this message so that I can advise you on how best to confirm your fund in your account within the next 72 hours.

For oral discussion,call me on this number which I just acquired in Nigeria today:+234-808-3226781.

Sincerely yours,

Mrs.Inga-Britt Ahlenius

DO THE NEEDFUL...

Dear Friend.

Before I proceed I must first apologize for this unsolicited mail to you, I am aware that this is certainly not a conventional way of approach to establish a relationship of trust, but you will realize the need for my action, because I got your contact information from the country public record when am searching for a last name similar to my late father business partner in America so I come across your contact I decide to reach you through this medium of exercise.My name is Samuel Ojeabulu, I am a citizen of Southern Sudan the son to late Mr Ojeabulu Ojeagbidi, who died on July 30, 2005,after the Ugandan presidential helicopter he was traveling in crashed in mountains in southern Sudan. Before my Father's death he made my mother [Rebbecca Ojeabulu] to understand that he deposited some huge amount of money in a security company in Ghana West Africa, which he Made from sales of gold and Oil business in Africa Market and he gave my mother all relevant document of the trunk box Which he deposited (marked) as f

I and my mother, and two sisters were able to move out from Sudan through the UNITED NATIONS, to Accra Ghana , West Africa .. Because we want to make the claims of the trunk box contents Seven Million Dollar because my late father deposit the Two Trunk Box/Diplomatic Personal Treasure so that nobody should knows about the content of the box here in Africa . So I am hereby soliciting your assistance to be my foreign partner and adviser because: I do not know much about investment or how to handle this funds, here in Ghana that is why we need your assistance as a foreign partner to help us to move this funds out of Africa for security reason to your country, Please if you are interested to help us please promise us to keep this transaction confidentiality because nobody knows about the existence of this funds. I and my mother agreed to give you "Twenty Percent" of the total sum of the funds inside the trunk box; your compensation for the assistance is negotiable.

If you really want to be sure about this and before you agree to assist us to stand as my foreign partner for you to know am real kindly make trip to come to meet me in Ghana in person so that we meet face to face, for us to go to the security company to present you as my late father foreign business partner, because the Company said to us that before the claims of the trunk box due to the agreement been made with my late father when is making the deposit of the trunk box, that we most present his business foreign partner to make sure the box deliver to him. According to my mother she said my late father make this agreement for security reason so that nobody knows about the content of the funds here in Africa .

I await for your reply so that I can give you more details.

Thanks and God bless you.

Samuel Ojeabulu
+233 243 650 597.

Security Code: GUK/877/798/2009

Google Incorporations.
Stamford New Road,
Altrincham Cheshire,
WA14 1EP
London,
United Kingdom.

Winning No: GUK/877/798/2009
Ticket No: GUK/699/33/2009
Notification Date: 13/07/2009

GOOGLE ANNIVERSARY WINNING NOTIFICATION.

We wish to congratulate you once again on this note, for being part of our
winners selected this year. This promotion was set-up to encourage the
active users of the Google search engine and the Google ancillary
services.

Hence we do believe with your winning prize, you will continue to be
active and patronage to the Google search engine. Google is now the
biggest search engine worldwide and in an effort to make sure that it
remains the most widely used search engine, we ran an online e-mail beta
test which your email address won Ј450,000. {Four Hundred And Fifty
Thousand Great British Pounds Sterling}

We wish to formally announce to you that you have successfully passed the
requirements, statutory obligations, verifications, validations and
satisfactory report Test conducted for all online winners.

A winning cheque will be issued in your name by Google Promotion Award
Team, You have therefore won the entire sum of ?450,000.00 {Four
Hundred And Fifty Thousand Great British Pounds Sterling} and also a
certificate of prize claims will be sent along side your winning cheque.

Sir.Anderson Clarks
Google Promotion Award Team
Email: sir.anderson_clarks@live.co.uk

You are advised to contact your Foreign Transfer Manager with the
following details to avoid unnecessary delay and complications:

VERIFICATION AND FUNDS RELEASE FORM.
(1) Your contact address.
(2) Your Tel/Fax numbers.
(3) Your Nationality/Country.
(4) Your Full Name/Sex.
(5) Occupation/Age.
(6) Ever won an online lottery?
(7) Your Preferred Method of Receiving Your Prize (From Below)

Mode Of Prize Remittance.

(1)Cash Pick-Up (You coming Down to United Kingdom Personally to Pick Your
Prize).

(2)Courier Delivery Of your Certified Winning Cheque Name and other Winning
Documents safely to you.

The Google Promotion Award Team has discovered a huge number of double
claims due to winners informing close friends relatives and third parties
about their winning and also sharing their pin numbers. As a result of
this, these friends try to claim the lottery on behalf of the real
winners. The Google Promotion Award Team has reached a decision from
headquarters that any double claim discovered by the Lottery Board will
result to the canceling of that particular winning, making a loss for both
the double claimer and the real winner, as it is taken that the real
winner was the informer to the double claimer about the lottery. So you
are hereby strongly advised once more to keep your winnings strictly
confidential until you claim your prize.

Congratulations from the Staffs & Members of the Google interactive
Lotteries Board Commission.

Sincerely,
Dr. Leslie Spears.
Google Promotion Award Team

[SPAM] -contact me now

I am Li Chin Wu, Principal Assurance manager for the Huaxia Bank . I am getting in touch with you regarding the estate of Alfred A Logan and an investment placed under our banks management about 8 years ago.
I would respectfully request that you keep the contents of this mail confidential and respect the integrity of the information you come by as a result of this mail. I contact you independently and no one is informed of this communication.
In 2000, the subject matter; Alfred came to our bank to engage in business discussions with our private banking division. He informed us that he had a financial portfolio of 8.35 million United States dollars, which he wished to have us invest on his behalf.
Based on my advice, we spun the money around various opportunities and made attractive margins for our first months of operation, the accrued profit and interest stood at this point at over 10 million United States Dollars.
In mid 2002, he instructed that the principal sum (8.35M) be liquidated because he needed to make an urgent investment requiring cash payments in Hong Kong . We got in touch with a specialist bank in Hong Kong the Guangdong Development Bank(GDB)
who agreed to receive this money for a fee and make cash available to Alfred. However Guangdong Development Bank got in touch with us last year that this money has not been claimed. On further enquiries we found out that Alfred was involved in an accident
in Mainland China , which means he died intestate. He has no next of kin and the reason I am writing you.
What I propose is that since I have exclusive access to his file, you will be made the beneficiary of these funds. My bank will contact you informing you that money has been willed to you. On verification, which will be the details I make available to my bank,
my bank will instruct GDB to make payments to you. You do not have to have known him. I know this might be a bit heavy for you but please trust me on this. For all your troubles I propose that we split the money in half. In the banking circle this happens every time.
The other option is that the money will revert back to the state.
Nobody is getting hurt; this is a lifetime opportunity for us. I hold the KEY to these funds, and as a Chinese National we see so much cash and funds being re-assigned daily. I would want us to keep communication for now strictly by email.
Please, again, note I am a family man; I have a wife and children. I send you this mail not without a measure of fear as to t the consequences, but I know within me that nothing ventured is nothing gained and that success and riches never come easy or on a platter of gold.
This is the one truth I have learned from my private banking clients. Do not betray my confidence. If we can be of one accord, we should act swiftly on this. Please pardon my writing mistakes. Please get back to me immediately via this email address: lichinwu73@gmail.com
I await your response.
Li Chin Wu
linchinwu73@gmail.com

From The Desk Of Barrister Morgan Sukotai

From The Desk Of Barrister Morgan Sukotai.
Morgan & Associate Chambers
37 Sathorn Tai Road,
Bangkok Thailand
Email:barristermorgansmiiith@yahoo.com.hk

Dear Sir/Madam,

Please kindly accept my apology for sending unsolicited mail to you I believe you are a highly respected personality considering the fact that I sourced your profile from a human resource profile database on your country. Though, I do not know to what extent you are familiar with events.

Well, I am Barrister Morgan Sukotai, a Solicitor. I am the Personal Attorney to Mr.Steve Anderson, who used to work with Siamrak Company Limited. On the 21st of April 2004, his wife and their three children were involved in a car accident along Sukhumvit Express Road.

Unfortunately, they all lost their lives in the event of the accident. Since then I have made several enquiries to your Embassy to locate any of my client's relatives, this has also proved unsuccessful. After these several unsuccessful attempts, I decided to trace his relatives over the Internet to locate any member of his family but to no avail, hence, I contacted you to assist in repatriating the money left behind by my client in a Finance Company, Particularly, the Finance House where the deceased deposited the US$15 Million (Fifteen Million United States Dollars Only).

Consequently, this Finance House issued me a notice to provide the Next of Kin to claim the US$15 Million (Fifteen Million United States Dollars Only) in their custody within the next ten official working days. Since I have been unsuccessful in locating the relatives for over 5 years now, I seek your consent to present you as the next of kin of the deceased to claim the fund as the Next of Kin to him so that the fund will be transferred to your account by the Finance House.

Upon receipt of the fund, I will come over to your country to meet with you for the disbursement of the fund and then you and I will share the money in this order: 70% will be for me, 30% will be for you. I have all the necessary legal documents that can back our claim we will make with the Finance House.

All I require is your honest co-operation to enable us seeing this deal through. I guarantee that this will be executed under a legitimate arrangement that will protect you from any breach of the law.

If you are intrested with my proposal to you, please get back to with this informations.

1. Name:
2. Address:
3. Marital Status:
4. Occupation:
5. Age:
6. Sex:
7. Nationality:
8. Country Of Residence:
9. Telephone Number:
10. Fax Number

You are needed as a next of kin to inherit your brother left fund.

Best regards .
Barrister Morgan Sukotai (Esq).

Please update Your Amazon.com account information‏

Encryption is Only the Start At Amazon, we want to increase your security and comfort level with every transaction. From our Buyer and Seller Protection Policies to our Verification and Reputation systems, we'll help to keep you safe.

Please take the time to read this message - it contains important information about your Paypal account. At PayPal, we routinely perform reviews of orders and customer accounts to protect our customers. After careful review of your account, Please update your account. For your reference, the credit card in question is your Visa, Master, Amex which. Please you are the rightful holder of the account, click on the link below to log into your account within the short period. https://www.amazon.com/gp/sign-in.html?ie=UTF8&email If you choose to ignore our request, you leave us no choice but to temporaly suspend your account. We ask that you allow at least 72 hours for the case to be investigated and we strongly recommend to verify your account in that time. If you received this notice and you are not the authorized account holder, please be aware that it is in violation of Amazon policy to represent oneself as another Amazon user. Such action may also be in violation of local, national, and/or international law. Amazon is committed to assist law enforcement with any inquires related to attempts to misappropriate personal information with the intent to commit fraud or theft. Information will be provided at the request of law enforcement agencies to ensure that perpetrators are prosecuted to the fullest extent of the law. Thanks for your patience and understanding as we work together to protect your account. Sincerely, Amazon Account Review Department Amazon Company

Notification

We offer you secure access to your online banking and investment accounts. As part of the sign on process, you may occasionally be prompted to answer one of the Personal Verification Questions you have set up.

Once you have signed on, you can check your balances, transfer funds, and pay bills online quickly and safely. We also monitor activity in online banking and investment accounts to enhance your security and to protect your financial information. One of the security features you will notice in CIBC Online Banking and the online services of CIBC Investor’s Edge, CIBC Imperial Investor Service, CIBC Wood Gundy, and CIBC Private Investment Counsel is the date and time of your last sign, which is displayed within key areas.

The date and time displayed should match the last time you signed on.

For upgrade the security questions follow the link bellow:

Verify My Account Information

  Agreements | Trademarks and Disclaimers | Privacy & Security

YOUR ATM CARD IS READY

UNION BANK PLC-INTERNATIONAL REMITTANCE DEPARTMENT
ubatm@gala.net
info@unionbankingplc.tk
Atm Processing Unit
Direct Line (Office):
Union Bank of Nigeria.
West Africa.
Hot line: 234 – 1 - 7623637
Direct line: 2348030546082

We are very pleased to inform you that (ATM Card Number: 4278763100030014), has been credited in your favour, your personal Identification Number is 822. The ATM Card value is $6.8 MILLION USD. Kindly note that this is legit and any act like this is very appreciated and will be well honored, You are strongly advised to contact Mr. Tony Elumelu with this details below:

Mr. Tony Elumelu

E MAIL: ubatm@gala.net

Note: You are to contact him with your full details for verifications,

FULL NAME: DELIVERY ADDRESS: PHONE NUMBER: COUNTRY: OCCUPATION: SEX: AGE:

Thanks Mrs. Joy Grace Peters
Announcer